EVIDENCE 01LIVEConfirms who the evidence belongs to, the authorised purpose and whether consent remains valid.
Ownership + purposeMethod protectedInteractive product journey
See a profile learn, mature and respond.
See how permissioned evidence develops into a dynamic, decision-ready profile—while IYI’s underlying feature engineering, calibration and calculation logic remain protected.
01Consent + sources
02Evidence fabric
03Dynamic profile
04Policy decision
G
Grace · Dairy farmerNyeri, Kenya
PROFILE UP TO DATE
PURPOSE, CONSENT & SOURCE MAP
One purpose. Multiple evidence rails.
Each family performs a distinct assurance function. The lender can understand what IYI is establishing without seeing the underlying features, transformations, weights or thresholds.
EVIDENCE 02MATCHEDEstablishes that productive activity is real, recurring and observable across an appropriate period.
Continuity establishedMethod protectedEVIDENCE 03LIVETests whether independent money movement is consistent with the economic activity being assessed.
Independent agreementMethod protectedEVIDENCE 04MATCHEDInterprets change within the borrower’s livelihood, including normal cycles and material operating pressure.
Context interpretedMethod protectedEVIDENCE 05LIVEAssesses how capacity develops, weakens or recovers as new verified evidence becomes available.
Dynamic stateMethod protectedEVIDENCE 06VERIFIEDSummarises coverage, recency, uncertainty and exceptions for an explainable lender decision.
Audit-ready outputMethod protected